The U.S is equipped with numerous housing options for disability. As a person living with any form of disability, you can live either in your own home, board, or share accommodation with other individuals. Notably, if you are not able to live in a family home or rather live on your own, you can consider staying in supported facilities or rental houses, where you can receive specialized care. In the US, there is a higher demand for accommodation for individuals living with a disability.
These rules are tailored to offer an inclusive society where the disabled can also have equal access to services such as housing. The explanation therein detailed the schemes new approach to specialized housing. The primary goal is to offer efficient and enough support to individuals with direct needs. In this journal, you are going to learn more about the different types of housing options for disabled persons and how to buy a home for the disabled.
Types of Housing Options to Consider
* Shared home facilities- A person living with a disability can live with others who have the same needs or with friends: helping one another with different tasks, sharing costs, and even offering mutual support. At times, disabled individuals are comfortable living with friends, relatives or housemates.
* Boarding – Individuals with fewer needs may opt to live in a persons house in return for washing, cooked foods, and cleaning.
* Host arrangements- Disability services have also created schemes where expert caregivers are tasked to provide support for the disabled in exchange for a small fee.
* Transitional housing- Transitional housing is also another excellent option for disability accommodation. A point to note- there is no direct entry for this type of housing because support agencies are the ones who share referrals.
* Specially adapted homes- Thanks to community housing providers and housing SA, you can get specialized rental homes equipped with medical or disability needs. However, these homes do not offer personal support but rather, maintenance and housing-related issues.
Tips to Know Before You Buy a House for the Disabled
Ask for Assistance
Purchasing a home is not easy, especially if you do not know how to apply and qualify for loans, or if you are not familiar with real estate terminologies. The good news is that you can get help from the Department of Housing and Urban Developments councilors who help disabled persons purchase homes. This is crucial if you have specific questions regarding your personal needs. The counselors can also help you with the right financial assistance programs.
Learn Your Right
As a disabled individual, the Fair Housing Act protects you from housing providers such as real estate agents, sellers, and lenders, from segregating you against purchasing your home in your area of interest. The act allows you to make necessary adjustments to the property such as installing accessibility ramps or bathroom grab bars.
There is a significant percentage of a disabled individual in the low- income bracket, and thus they do not qualify for loans. However, the Department of Housing and Urban Development created the Section 8 Homeownership Voucher Program to help low-income persons to buy and rent homes.